Combined Income and Purchase Price Limits Table - current first time home buyer interest rates

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Combined Income and Purchase Price Limits Table
M y FI RST and TexasM CC considersthe income of all person(s) who will sign the Deed of Trust (including Non-Purchasing Spouse).
M y FI RST TexasHome only providesDPA with a 2nd Lien, Not a Grant.
Purchase Price Limits Effective March 30, 2022 / Income Limits Effective May 1, 2022
I NCOM E LI M I TS PURCHASE PRI CE LI M I TS
Govt Loan and Stand-Alone M CC Govt Loan and Stand-Alone M CC
Non TARGETED Areas TARGETED Areas
1-UNI T* * I UNI T * *
100% AM FI 115% AM FI 120% AM FI 1 or 140% AM FI Non-Targeted Area Targeted Area
Area of State Countiesin Area 1 or 2 Persons 3 or more Persons 2 Persons 3 or more Persons
Balance of State ALL COUNTI ES NOT LI STED BELOW $85,300 $98,095 $102,360 $119,420 $349,525 $427,198
Amarillo, HMFA Armstrong, Carson, Potter, Randall $85,300 $98,095 $102,360 $119,420 $349,525 $427,198
Andrews County Andrews $93,200 $107,180 N/A $349,525 N/A
Austin County, HMFA Austin $86,900 $99,935 N/A $349,525 N/A
Austin-Round Rock, MSA Bastrop, Caldwell, Hays*, Travis* & Williamson $110,300 $126,845 $132,360 $154,420 $401,305 $490,484
Blanco County Blanco $85,300 $98,095 N/A $349,525 N/A
Borden County Borden $103,900 $119,485 N/A $349,525 N/A
Brazoria County, HMFA Brazoria $107,000 $123,050 N/A $349,525 N/A
Cooke County Cooke $85,300 $98,095 N/A $349,525 N/A
Crane County Crane $85,300 $98,095 N/A $349,525 N/A
Dallas, HMFA Collin*, Dallas*, Denton*, Ellis*, Hunt*, Kaufman* & Rockwall $97,400 $112,010 $116,880 $136,360 $374,551 $457,784
Fort Worth - Arlington, HMFA Johnson*, Parker & Tarrant* $92,300 $106,145 $110,760 $129,220 $374,551 $457,784
Gillespie County Gillespie $85,300 $98,095 N/A $349,525 N/A
Glasscock County Glasscock $85,300 $98,095 N/A $349,525 N/A
Hartley County Hartley $85,300 $98,095 N/A $349,525 N/A
Hemphill County Hemphill $93,700 $107,755 N/A $349,525 N/A
Hood County, HMFA Hood $88,200 $101,430 N/A $349,525 N/A
Houston-The Woodlands-Sugar Land, HMFA Chambers, Fort Bend*, Galveston, Harris*, Liberty, Montgomery* & Waller $90,100 $103,615 $108,120 $126,140 $349,525 $427,198
Jackson County Jackson $85,300 $98,095 N/A $349,525 N/A
Kendall County, HMFA Kendall $113,200 $130,180 N/A $373,596 N/A
Kent County Kent $85,300 $98,095 N/A $349,525 N/A
King County King $85,300 $98,095 N/A $349,525 N/A
Lipscomb County Lipscomb $85,300 $98,095 N/A $349,525 N/A
Loving County Loving $112,200 $129,030 N/A $349,525 N/A
Martin County, HMFA Martin $90,800 $104,420 N/A $349,525 N/A
Medina County, HMFA Medina $87,300 $100,395 N/A $373,596 N/A
Mitchell County Mitchell $87,000 $100,050
Midland, HMFA Midland* $119,200 $137,080 $143,040 $166,880 $349,525 $427,198
Odessa MSA Ector* $92,700 $106,605 $111,240 $129,780 $349,525 $427,198
Oldham County, HMFA Oldham $85,300 $98,095 N/A $349,525 N/A
Pecos County Pecos $85,300 $98,095 N/A $349,525 N/A
Reagan County Reagan $88,200 $101,430 N/A $349,525 N/A
Roberts County Roberts $90,700 $104,305 N/A $349,525 N/A
San Angelo MSA Irion, Tom Green $86,900 $99,935
San Antonio-New Braunfels, MSA Atascosa*, Bandera, Bexar*, Comal, $85,300 $98,095 $102,360 $119,420 $373,596 $456,617
Guadalupe* & Wilson
Schleicher County Schleicher $85,300 $98,095 N/A $349,525 N/A
Sherman-Denison, MSA Grayson $85,300 $98,095 $102,360 $119,420 $349,525 $427,198
Somervell County, HMFA Somervell $85,300 $98,095 N/A $349,525 N/A
Stonewall County Stonewall $85,300 $98,095 N/A $349,525 N/A
Ward County Ward $85,300 $98,095 N/A $349,525 N/A
Wise County, HMFA Wise $95,500 $109,825 N/A $374,551 N/A
Yoakum County Yoakum $85,300 $98,095 N/A $349,525 N/A
"AM FI " - Area M edian Family I ncome; "M SA" - M etropolitan Statistical Area; "HM FA" - HUD M etro FM R Area
Down Payment Assistance Available to ALL I ncome Categories - * Targeted Areasare areasof severe economic distress.
* * 2 UNI T Purchase Price Limitscan be found at: https://thetexashomebuyerprogram.com/uploads/2unitlimits.pdf
See Current I nterest Ratesand Available Options- https://thetexashomebuyerprogram.com/uploads/Rate-Notice.pdf
* Property must be located in a qualified targeted censustract to use the Targeted Area Limits.
TDHCA My Choice Texas Home
Income Limits Table
M y CHOI CE TexasHome considersthe standard lender income calculation (1003/credit qualifying income).
I NCOM E LI M I TS PURCHASE PRI CE LI M I TS
FNM A HFA Preferred Conv. FHA VA USDA FHA VA USDA
No Purchase Price LimitsApply
Below 80% AM FI Only 125% AM FI 140% AM FI Follow Agency Guidelines
AREA OF STATE COUNTI ES I N AREA FNM A HFA PREFERRED NON-TARGETED AREAS TARGETED AREAS*
Any family Size Any Family Size Any Family Size
Balance of State ALL COUNTI ES NOT LI STED BELOW See FNM A Counties $106,625 $119,420 N/A
on following page
Amarillo, HMFA Armstrong, Carson, Potter, Randall $57,520 $106,625 $119,420 N/A
Andrews County Andrews $71,840 $116,500 N/A N/A
Austin County, HMFA Austin $63,840 $108,625 N/A N/A
Austin-Round Rock, MSA Bastrop, Caldwell, Hays*, Travis* & Williamson $79,120 $137,875 $154,420 N/A
Blanco County Blanco $58,000 $106,625 N/A N/A
Borden County Borden $75,360 $129,875 N/A N/A
Brazoria County, HMFA Brazoria $63,840 $133,750 N/A N/A
Cooke County Cooke $58,320 $106,625 N/A N/A
Crane County Crane $64,800 $106,625 N/A N/A
Dallas, HMFA Collin*, Dallas*, Denton*, Ellis*, Hunt*, Kaufman* & Rockwall $68,640 $121,750 $136,360 N/A
Fort Worth - Arlington, HMFA Johnson*, Parker & Tarrant* $68,640 $115,375 $129,220 N/A
Gillespie County Gillespie $59,120 $106,625 N/A N/A
Glasscock County Glasscock $61,520 $106,625 N/A N/A
Hartley County Hartley $55,360 $106,625 N/A N/A
Hemphill County Hemphill $56,240 $117,125 N/A N/A
Hood County, HMFA Hood $68,640 $110,250 N/A N/A
Houston-The Woodlands-Sugar Land, HMFA Chambers, Fort Bend*, Galveston, Harris*, Liberty, Montgomery* & Waller $63,840 $112,625 $126,140 N/A
Jackson County Jackson $63,760 $106,625 N/A N/A
Kendall County, HMFA Kendall $59,680 $141,500 N/A N/A
Kent County Kent $61,840 $106,625 N/A N/A
King County King $62,640 $106,625 N/A N/A
Lipscomb County Lipscomb $60,880 $106,625 N/A N/A
Loving County Loving $78,000 $140,250 N/A N/A
Martin County, HMFA Martin $78,400 $113,500 N/A N/A
Medina County, HMFA Medina $59,680 $109,125 N/A N/A
Midland, HMFA Midland* $78,400 $149,000 $166,880 N/A
Mitchell County Mitchell $63,040 $108,750 $121,800
Odessa MSA Ector* $67,440 $115,875 $129,780 N/A
Oldham County, HMFA Oldham $57,520 $106,625 N/A N/A
Pecos County Pecos $51,200 $106,625 N/A N/A
Reagan County Reagan $62,240 $110,250 N/A N/A
Roberts County Roberts $70,000 $113,375 N/A N/A
San Angelo MSA Irion, Tom Green $54,800 $108,625 N/A
San Antonio-New Braunfels, MSA Atascosa*, Bandera, Bexar*, Comal, Guadalupe* & Wilson $59,680 $106,625 $119,420 N/A
Schleicher County Schleicher $59,520 $106,625 N/A N/A
Sherman-Denison, MSA Grayson $56,400 $106,625 $119,420 N/A
Somervell County, HMFA Somervell $68,640 $106,625 N/A N/A
Stonewall County Stonewall $65,680 $106,625 N/A N/A
Ward County Ward $63,680 $106,625 N/A N/A
Wise County, HMFA Wise $68,640 $119,375 N/A N/A
Yoakum County Yoakum $63,840 $106,625 N/A N/A
"AM FI " - Area M edian Family I ncome; "M SA" - M etropolitan Statistical Area; "HM FA" - HUD M etro FM R Area
Down Payment Assistance Available to ALL I ncome Categories - * Targeted Areasare areasof severe economic distress. N/A = No Targeted CensusTracts
Fannie M ae Limitsfor countiesnot shown above - See Page 2
* * 2 UNI T Purchase Price Limitscan be found at: https://thetexashomebuyerprogram.com/uploads/2unitlimits.pdf
For additional information please visit our website at https://thetexashomebuyerprogram.com/
See Current I nterest Ratesand Available Options- https://thetexashomebuyerprogram.com/uploads/Rate-Notice.pdf
* Property must be located in a qualified targeted censustract to use the Targeted Area Limits.
Combined I ncome and Purchase Price LimitsTable
FNM A HFA PREFERRED ONLY
Page 2 - Remaining FNM A County Limits(not shown on Page 1)
Countiesin TDHCA FNM A 80% Countiesin TDHCA FNM A 80% Countiesin TDHCA FNM A 80% Countiesin TDHCA FNM A 80% Countiesin TDHCA FNM A 80%
Balance of State AM I Limit Balance of State AM I Limit Balance of State AM I Limit Balance of State AM I Limit Balance of State AM I Limit
ANDERSON COUNTY $ 48,720 DIMMIT COUNTY $ 48,720 JEFFERSON COUNTY $ 51,920 NUECES COUNTY $ 55,520 VICTORIA COUNTY $ 59,520
ANGELINA COUNTY $ 48,720 DONLEY COUNTY $ 48,720 JIM HOGG COUNTY $ 48,720 OCHILTREE COUNTY $ 52,080 WALKER COUNTY $ 54,080
ARANSAS COUNTY $ 55,520 DUVAL COUNTY $ 48,720 JIM WELLS COUNTY $ 48,720 ORANGE COUNTY $ 51,920 WASHINGTON COUNTY $ 57,680
ARCHER COUNTY $ 55,200 EASTLAND COUNTY $ 48,720 JONES COUNTY $ 50,720 PALO PINTO COUNTY $ 48,720 WEBB COUNTY $ 43,280
BAILEY COUNTY $ 46,720 EDWARDS COUNTY $ 52,000 KARNES COUNTY $ 53,760 PANOLA COUNTY $ 48,720 WHARTON COUNTY $ 51,760
BAYLOR COUNTY $ 48,720 EL PASO COUNTY $ 41,200 KENEDY COUNTY $ 48,720 PARMER COUNTY $ 50,560 WHEELER COUNTY $ 48,720
BEE COUNTY $ 48,720 ERATH COUNTY $ 54,000 KENT COUNTY $ 61,840 POLK COUNTY $ 48,720 WICHITA COUNTY $ 55,200
BELL COUNTY $ 52,080 FALLS COUNTY $ 48,800 KERR COUNTY $ 53,040 PRESIDIO COUNTY $ 48,720 WILBARGER COUNTY $ 48,720
BOSQUE COUNTY $ 49,040 FANNIN COUNTY $ 53,520 KIMBLE COUNTY $ 48,720 RAINS COUNTY $ 53,920 WILLACY COUNTY $ 48,720
BOWIE COUNTY $ 47,520 FAYETTE COUNTY $ 57,840 KINNEY COUNTY $ 48,720 REAL COUNTY $ 48,720 WINKLER COUNTY $ 57,520
BRAZOS COUNTY $ 60,480 FISHER COUNTY $ 49,280 KLEBERG COUNTY $ 48,720 RED RIVER COUNTY $ 48,720 WOOD COUNTY $ 49,200
BREWSTER COUNTY $ 49,600 FLOYD COUNTY $ 48,720 KNOX COUNTY $ 50,080 REEVES COUNTY $ 57,600 YOAKUM COUNTY $ 63,840
BRISCOE COUNTY $ 48,720 FOARD COUNTY $ 48,720 LA SALLE COUNTY $ 48,720 REFUGIO COUNTY $ 49,040 YOUNG COUNTY $ 49,680
BROOKS COUNTY $ 48,720 FRANKLIN COUNTY $ 54,480 LAMAR COUNTY $ 48,720 ROBERTSON COUNTY $ 60,480 ZAPATA COUNTY $ 48,720
BROWN COUNTY $ 48,720 FREESTONE COUNTY $ 52,560 LAMB COUNTY $ 48,720 RUNNELS COUNTY $ 48,720 ZAVALA COUNTY $ 48,720
BURLESON COUNTY $ 60,480 FRIO COUNTY $ 48,720 LAMPASAS COUNTY $ 52,080 RUSK COUNTY $ 54,560
BURNET COUNTY $ 56,880 GAINES COUNTY $ 54,320 LAVACA COUNTY $ 53,920 SABINE COUNTY $ 48,720
CALHOUN COUNTY $ 57,680 GARZA COUNTY $ 52,880 LEE COUNTY $ 50,960 SAN AUGUSTINE COUNTY $ 48,720
CALLAHAN COUNTY $ 50,720 GOLIAD COUNTY $ 59,520 LEON COUNTY $ 51,120 SAN JACINTO COUNTY $ 48,720
CAMERON COUNTY $ 36,720 GONZALES COUNTY $ 51,760 LIMESTONE COUNTY $ 48,720 SAN PATRICIO COUNTY $ 55,520
CAMP COUNTY $ 48,720 GRAY COUNTY $ 53,400 LIVE OAK COUNTY $ 52,560 SAN SABA COUNTY $ 48,720
CASS COUNTY $ 48,720 GREGG COUNTY $ 54,560 LLANO COUNTY $ 53,600 SCURRY COUNTY $ 59,760 ThisPage only appliesto the M Y CHOI CE -
CASTRO COUNTY $ 48,720 GRIMES COUNTY $ 50,400 LUBBOCK COUNTY $ 58,240 SHACKELFORD COUNTY $ 48,720 FNM A 80% AM I Limit Only
CHEROKEE COUNTY $ 48,720 HALE COUNTY $ 48,720 LYNN COUNTY $ 58,240 SHELBY COUNTY $ 48,720
CHILDRESS COUNTY $ 48,720 HALL COUNTY $ 48,720 MADISON COUNTY $ 51,360 SHERMAN COUNTY $ 54,240
CLAY COUNTY $ 55,200 HAMILTON COUNTY $ 52,800 MARION COUNTY $ 48,720 SMITH COUNTY $ 58,320
COCHRAN COUNTY $ 51,600 HANSFORD COUNTY $ 48,720 MASON COUNTY $ 48,720 STARR COUNTY $ 48,720
COKE COUNTY $ 50,640 HARDEMAN COUNTY $ 48,720 MATAGORDA COUNTY $ 48,720 STEPHENS COUNTY $ 48,720
COLEMAN COUNTY $ 48,720 HARDIN COUNTY $ 51,920 MAVERICK COUNTY $ 48,720 STERLING COUNTY $ 57,840
COLLINGSWORTH COUNT $ 48,720 HARRISON COUNTY $ 55,280 MCCULLOCH COUNTY $ 48,720 SUTTON COUNTY $ 53,360
COLORADO COUNTY $ 49,600 HASKELL COUNTY $ 48,720 MCLENNAN COUNTY $ 48,800 SWISHER COUNTY $ 48,720
COMANCHE COUNTY $ 48,720 HENDERSON COUNTY $ 48,720 MCMULLEN COUNTY $ 59,280 TAYLOR COUNTY $ 50,720
CONCHO COUNTY $ 48,720 HIDALGO COUNTY $ 36,160 MENARD COUNTY $ 48,720 TERRELL COUNTY $ 48,720
CORYELL COUNTY $ 52,080 HILL COUNTY $ 49,920 MILAM COUNTY $ 49,120 TERRY COUNTY $ 48,720
COTTLE COUNTY $ 48,720 HOCKLEY COUNTY $ 48,720 MILLS COUNTY $ 48,720 THROCKMORTON COUNT $ 53,680
CROCKETT COUNTY $ 54,560 HOPKINS COUNTY $ 51,760 MONTAGUE COUNTY $ 48,720 TITUS COUNTY $ 48,720
CROSBY COUNTY $ 58,240 HOUSTON COUNTY $ 48,720 MOORE COUNTY $ 48,720 TRINITY COUNTY $ 48,720
CULBERSON COUNTY $ 48,720 HOWARD COUNTY $ 50,720 MORRIS COUNTY $ 48,720 TYLER COUNTY $ 49,120
DALLAM COUNTY $ 52,000 HUDSPETH COUNTY $ 41,200 MOTLEY COUNTY $ 48,720 UPSHUR COUNTY $ 54,560
DAWSON COUNTY $ 48,720 HUTCHINSON COUNTY $ 52,640 NACOGDOCHES COUNTY $ 54,720 UPTON COUNTY $ 53,760
DEAF SMITH COUNTY $ 50,800 JACK COUNTY $ 54,720 NAVARRO COUNTY $ 48,720 UVALDE COUNTY $ 48,720
DELTA COUNTY $ 48,720 JASPER COUNTY $ 52,080 NEWTON COUNTY $ 51,920 VAL VERDE COUNTY $ 48,720
DEWITT COUNTY $ 56,880 JEFF DAVIS COUNTY $ 53,920 NOLAN COUNTY $ 50,640 VAN ZANDT COUNTY $ 51,280
DICKENS COUNTY $ 48,720


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