Monthly Budget Worksheet
Use this worksheet to see how much money you bring in each month and where you spend it.
Then look for ways to adjust your expenses so you can reach your financial goals.
Monthly income (after taxes) Amount
This is the money you expect to receive every month from an employer or a side gig.
Job (e.g., salary, average monthly wages, etc.)
Additional income (e.g., side job, rental properties)
Monthly income (after taxes) total $ 0.00
Think of these as expenses you've committed to pay every month.
Housing (e.g., rent, mortgage)
Installment payments (e.g., childcare, tuition)
Insurance (e.g., auto, home, life, renters, health [if not through employer], etc.)
Communication (e.g., cell phone, Internet services, cable)
Utilities (e.g., electricity, gas, water, trash)
Memberships (e.g., daycare, gym, etc.)
Subscriptions (e.g., streaming services, meal delivery apps, etc.)
Credit card payments
Loans (e.g., personal, student)
Monthly bills total $ 0.00
Get more tips and tools at chase.com/FinancialGoals 1 JPMorgan Chase Bank, N.A. Member FDIC
? 2021 JPMorgan Chase & Co.
Savings goals Amount
In addition to paying down debt, saving regularly is essential to a healthy budget.
It can help you create a safety net, cover an upcoming purchase and more.
Purchase or event
Monthly savings goals total $ 0.00
These expenses may be different from month to month. If they vary, use an average
over several months.
Shopping (e.g., gifts, clothing, etc.)
Health & wellness (e.g., travel, pets, etc.)
Transportation (e.g., gas, metrocard, etc.)
Monthly flexible expenses total $ 0.00
We calculated your budget results by subtracting all your
Monthly budget summary expenses and the amount you want to save from your
Income after taxes $ 0.00 ? If your budget result is zero ($0), that means you're right on
track--you're spending or saving as much as you've planned.
- Monthly bills $ 0.00
? If the budget result is a negative dollar amount, it means
- Savings goals $ 0.00
you're spending and saving more than you're bringing in.
Take a look at your flexible expenses to see if you have
opportunities to bring that total down without affecting
- Flexible expenses $ 0.00 your savings goals.
? If your result is a dollar amount of more than $0, it means
you've got extra money left over at the end of the month.
Budget result = $ 0.00 You can use that additional money to pay down debt faster,
or save more toward your goals.
Get more tips and tools at chase.com/FinancialGoals 2 JPMorgan Chase Bank, N.A. Member FDIC
? 2021 JPMorgan Chase & Co.
How to set up a personal budget?How to do a budgetRecord your income. Record how much money is coming in and when. ...Add up your expenses. Regular expenses are your 'needs' - the essential items you need to pay for to live. ...Set your spending limit. The money you have left after expenses is your spending and saving money. ...Set your savings goal. ...Adjust your budget. ...Make budgeting easier. ...
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