Business Account Fees and Information - Wells Fargo - wells fargo atm limit increase

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Effective November 15, 2022
Business Account
Fees and Information
BUSINESS ACCOUNT FEE AND
INFORMATION SCHEDULE
Table of Contents
Introduction........................................................................................................................................................ 3
Overview & Key Terms .................................................................................................................................. 4
Initiate Business Checking?...................................................................................................................... 6
Navigate Business Checking? .................................................................................................................. 6
Additional Navigate Business Checking? ......................................................................................... 6
Optimize Business Checking? ................................................................................................................. 8
Analyzed Business Checking..................................................................................................................... 8
Specialized Accounts ................................................................................................................................. 10
Federal Agency Checking............................................................................................................................... 10
State/Local Government Checking .............................................................................................................. 10
U.S. Government Checking............................................................................................................................ 10
IOLTA, Analyzed IOLTA, and RETA ................................................................................................................ 10
Business Savings Accounts & Business Time Accounts ........................................................ 11
Business Market Rate Savings ...................................................................................................................... 11
Business Platinum Savings ............................................................................................................................ 11
Time Accounts (CDs)...................................................................................................................................... 11
Overdraft Services....................................................................................................................................... 12
Service Fees...................................................................................................................................................... 13
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Introduction
This Business Account Fees and Information document, the "Business Schedule," together with the following
documents is your contract with Wells Fargo and constitutes the "Agreement" that governs your new and existing
business deposit accounts with Wells Fargo:
? The Deposit Account Agreement,
? Our interest rate sheet for interest-bearing accounts,
? Our privacy notice, and
? Any additional disclosures, amendments, or addenda we provide to you.
In these documents, when we say, "Wells Fargo," "Bank," "we," "us," and "our," we are talking about Wells Fargo Bank,
N.A. "You" and "your" means the account owner and any other person authorized to operate an account.
Be sure to review the Deposit Account Agreement, including the "Glossary" section, for important defined terms
used in this Schedule. We regularly update this Business Schedule. You can get a copy of the current Business
Schedule at wellsfargo.com, by requesting it from a banker, or by phone.
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How to quickly increase credit limit with Wells Fargo? If you’re eligible for a credit line increase, here’s what to do: Call Wells Fargo at 800-642-4720. Provide a reason for your request, such as higher income, upcoming expenses like a wedding, honeymoon or home renovations. Ask for a reasonable credit limit increase. If you don’t want to risk throwing in numbers, ask for the standard credit limit increase amount.

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