- A new credit report is obtained on all post-closing loans in the QC sample (using a RMCR, TRMCR, or a business credit report when appropriate). (A3cii(A)) Income, Employment, Asset, and Housing Expense Information Reverification – Documents contained in the loan file should be analyzed for validity and sufficiency.
Loan Level Quality Control Program Requirements: Timeliness Pre-Closing Reviews – Select sample of mortgages approved by DE underwriter and prior to closing. Must be reviewed on a monthly basis. (A3ai(A)) Post-Closing Reviews Select loans closed in the prior one-month period. Must be reviewed on a monthly basis.
The use of a calculator is not permitted 2. All variables and expressions used represent real numbers unless otherwise indicated. 3. Figures provided in this test are drawn to scale unless otherwise indicated. 4. All figures lie in a plane unless otherwise indicated.
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