For example, a collector can’t: contact you before 8 a.m. or after 9 p.m., unless you agree to it contact you at work if the collector is told you’re not allowed to get calls there tell anyone else about your debt harass you or lie to you
Starting a Credit and Debt Counseling Service – Sample Business Plan Template Conduct Your Research. It would do you a whole lot of good if you take out time to do a comprehensive research on why people go into debt, how ... Get Trained and Acquire Certification. No doubt this kind of business is not open to all and sundry; you must be trained and certified as a counselor and a ... Get Your Business Registered. ... More items...
You’re unsure of how to pay down your debt: The more debt you have the more likely it is that you won’t know what to do next. A debt counselor may be able to create a plan to consolidate your debt – such as with a personal loan – with the hopes of lowering your interest rate, finding a set date that your debt will be paid off and paying off your balance quicker. Sometimes, a professional opinion is all you need in order to take a step in the right direction.
Types of credit counseling services General budgeting. Aside from one-on-one consultation, credit counseling agencies may offer classes and seminars about building credit. Debt management plan. ... Housing counseling. ... Bankruptcy counseling. ... Student loan counseling. ...
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