“With the housing market being as hot as it is it is imperative that we provide programs to help first time home buyers realize the dream of owning ... Homeownership provides many social and economic benefits to both the homeowners and the communities ...
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“Whether you are a first-time home buyer or you are moving up in the market, knowing the cost of insurance and the type of insurance or various insurance programs you may need is very important,” says Baldwin. “It will help avert sticker shock.”
Open curtains fully to expose the windows Adjust sets of blinds to sit at the same level Keep worktops, tables and desks free of excess clutter but keep a few well-chosen accessories - empty can look cold Plump couches and arrange cushions Laundry in baskets, clothes in wardrobes and towels and robes on hooks More items...
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